New · Introducing ECRYPT AI beta

Optimize payment ops with AI.

Look up transactions, perform back-office tasks and accept payments by asking, not clicking.

See It In Action Request Access
Built in
  • PCI Level 1 Certified
  • Permission-aware
  • Connects to your AI tools
ECRYPT AI online listening… thinking…

  1. show me declined payments over $500 from last week

  2. Found 4 declined payments over $500 in the last 7 days — $3,980 in total.

    • Northwind LtdTue · card$1,240
    • Bright RetailWed · ACH$820
    • Acme SuppliesThu · card$1,105
    • Vertex LLCFri · card$815

  3. why did the acme one decline?

  4. Issuer code 51 — insufficient funds. The same card was approved on Sep 2 for $980, so this looks like a temporary limit rather than a bad card.

  5. ok retry it

  6. Retried the $1,105 charge to Acme Supplies — approved.

    Receipt sent to ap@acmesupplies.com
Talk to ECRYPT

Everything you can do, just by talking.

Anything you can do in the dashboard, you can now do through conversation.

  • TX 01 / 06

    Find Any Transaction

    Find transactions with natural language and skip the tedious search filters.

    “Show declined payments over $500 from last week”

    4 declined · $3,980 · table + CSV ready

  • RP 02 / 06

    Reports On Demand

    Generate revenue, settlement and chargeback reports by describing them. Export to CSV or share a link.

    “Settlement report for August, grouped by week”

    5 weeks · $412,880 settled · link shared

  • PAY 03 / 06

    Accept Payments

    Create branded payment links, charge a customer on file and set up subscriptions from a single sentence.

    “Charge Vertex LLC $615.50 on their card on file”

    confirm → charged · card •• 4242 · receipt sent

  • CX 04 / 06

    Manage Customers

    Edit billing information and payment methods by asking. Paste details from an email to create profiles instantly.

    “Update Northwind’s billing email to ap@northwind.com”

    customer updated · change logged

  • FIX 05 / 06

    Resolve Issues Faster

    Dig deeper with all of your transaction data, documentation and customers in a single chat.

    “Why did txn_8f3c decline? Anything else from that card?”

    issuer: insufficient funds · 2 prior declines · retry Fri

  • ANY 06 / 06

    If You Can Do It, You Can Ask It

    Almost every dashboard action is available to ECRYPT AI. Describe the outcome and it gets the job done.

    “Set up a $49/mo subscription for Bright Retail starting Oct 1”

    subscription created · first charge Oct 1

ECRYPT AI online listening… thinking…

  1. break down Q2 revenue by month vs Q1

  2. Q2 net revenue was $1.84M, up 18.2% from Q1 ($1.56M). By month:

    • April1,204 txns$540K
    • May1,318 txns$612K
    • June1,402 txns$688K

  3. can you make that a bar graph

  4. Here’s Q1 vs Q2, month by month:

    net revenue · monthly Q1 vs Q2
    • Jan
    • Feb
    • Mar
    • Apr
    • May
    • Jun

  5. export as csv

  6. Done — 6 rows with monthly net revenue, transaction count and growth %.

    Q2-revenue-by-month.csv · Download
Conversational reporting

Ask questions. Get answers.

Stop building the same reports by hand. Describe what you want to know and ECRYPT AI reads your full transaction history, returns the numbers inline, and hands you the export.

  • Natural-language queries across your entire history
  • Answers in plain text — ask for a chart or table when you want one
  • One-click export to CSV or a shareable link
From question to action

It doesn’t just report. It does.

ECRYPT AI completes real work. Send links, create customers and more. It confirms every step before anything touches money or customer data.

  • Sensitive actions ask for confirmation first
  • Every action written to your audit log
  • Runs entirely within your existing roles
ECRYPT AI online listening… thinking…

  1. refund the vertex invoice from tuesday

  2. Found it — invoice #2291, $615.50, paid Tuesday 14:07 on card •••• 4242. Quick confirmation first, since this moves money.

    Pending · awaiting approval Confirmed refund · $615.50
    Vertex LLC · •••• 4242 inv #2291 · Tue 14:07
    Approve Refund ✓ Approved Cancel

  3. yes go ahead

  4. Done. $615.50 refunded to Vertex LLC. It should appear on their statement in 5–10 business days.

    Written to your audit log · j.alvarez

  5. email them the receipt

  6. Sent a refund confirmation to billing@vertexllc.com with the receipt attached.

    Email sent · 14:12
mcp · tool call request checking scope executing returned · 31 ms
  • Claude
  • Cursor
  • Custom MCP
ECRYPT MCP server receiving oauth · scoped routing skill signed · logged
  • Payment Links
  • KYC / KYA
  • Fraud Scoring
  1. callclaude → payment_links.create({ amount: 2400, customer: "Acme Supplies" })
  2. authoauth · payment_links:write · runs as j.alvarez
  3. execPayment Links · 31 ms
  4. resultpay.ecrypt.com/l/8f3c · created
  1. callcursor → kyc.verify({ business: "Bright Retail LLC" })
  2. authoauth · kyc:read · runs as j.alvarez
  3. execKYC / KYA · 31 ms
  4. resultverified · 27M-adult registry match
  1. callcustom → fraud.score({ txn: "txn_8f3c…a7b9" })
  2. authoauth · fraud:read · runs as j.alvarez
  3. execFraud Scoring · 31 ms
  4. resultscore 0.12 · low risk
Coming soon

Build your own agents & skills.

ECRYPT AI ships as a Model Context Protocol (MCP) server, so you can train it on your own business, extend its skills, and connect it to the AI tools you already use.

  • Connect Claude, Cursor, or any MCP-compatible client
  • Secure OAuth connection — no copied API keys
  • Scoped to the exact permissions you grant
Beta · for platforms & ISV partners

Your platform. Your AI.

If your platform runs embedded payments on ECRYPT, you can now offer the same AI capabilities to every merchant you serve — under your brand and trained on your platform.

PFCLPFPF LYLY PayFlowClaudePayFlow Assistant PayFlowLedgerlyLedgerly merchant · Bright Retailvia MCP · PayFlow embedded · v1skill · inventory brand · appliedtrained · your APIs

  1. Show today’s settlements.

  2. Two batches settled today for $10,525.50. Deposits land Friday (T+1).

    • Batch 0917 · 42 txns$8,420.00
    • Batch 0918 · 17 txns$2,105.50
    • DepositsT+1 · Fri

  3. Create a $2,400 payment link for Acme.

  4. Created a $2,400 payment link for Acme Supplies, due Friday.

    • pay.payflow.io/l/8f3ccreated
    • Acme Supplies$2,400
    • runs asj.alvarez

  5. Which customers are past due?

  6. Two customers are past due, $1,855 total. Want me to send reminders?

    • Northwind Ltd14 days · $1,240
    • Vertex LLC3 days · $615
    • Send reminders?ready

  7. Reorder anything under 10 units.

  8. Two items are under 10 units. I drafted PO #2291 with your supplier.

    • Espresso beans 1kg6 → reorder 24
    • Oat milk 1L4 → reorder 48
    • PO #2291sent to supplier

  9. How did we do this week?

  10. Solid week — net revenue $42,180, up 6% on last week. Only 3 refunds.

    • Net revenue$42,180 ▲ 6%
    • Refunds3 · $410
    • Nice week!— Ledgerly

  11. Add a Saturday shift for Maya at the Soho store.

  12. Added Maya’s Saturday shift at Soho, 10–6. No conflicts, and she’s been notified.

    • Maya R. · SohoSat 10–6
    • Conflictsnone
    • Shiftcreated · notified
powered by ECRYPT · hidden from merchants PCI L1
How it works

From beta to rollout.

Three steps to put a branded ECRYPT AI in front of your merchants, with a dedicated partner team alongside you.

rollout · acme-platform · applying connecting live
  1. 01 queued in progress complete

    Apply & get approved

    Join the platform beta and pair with a dedicated U.S. partner team that scopes the rollout with you.

    • applicationreceived
    • partner managerassigned · Dana K.
    • scopeapproved · 1,240 merchants
  2. 02 queued in progress complete

    Connect or embed

    Plug ECRYPT into your existing AI tools via the MCP server, or embed our ready-made chat UI directly in your product.

    • mcp handshakeoauth · scoped
    • <ecrypt-chat />embedded · 3 lines
    • sandbox48 test calls · pass
  3. 03 queued in progress complete

    Brand, build & roll out

    White-label the experience, add your own skills and APIs, then turn it on for the merchants you serve.

    • brandlogo · colors · voice
    • custom skillsinventory · payouts
    • live1,240 merchants
Built on the trust you already have

Same platform. Same controls.

ECRYPT AI runs on the same PCI Level 1 platform that secures your payments — with the permissions, confirmations and audit trail your finance team expects.

Permission-aware

Runs as the signed-in user.

ECRYPT AI can only see and do what the signed-in user can. Roles and limits carry over exactly — nothing is escalated.

signed in asj.alvarez · ops_manager
asks refund $615.50 · Vertex LLC refund $4,200 · Northwind export Q2 revenue CSV
refunds ≤ $1k refunds ≤ $1k reports · export checking ALLOWED ESCALATE
Confirmed & logged

Every change is recorded.

Every money movement or data change is confirmed in the moment and recorded to your audit trail with the user who asked.

  1. 14:07refund $615.50 · j.alvarez · via AILOGGED
  2. 14:09payment link $2,400 · j.alvarezLOGGED
  3. 14:12refund $4,200 · escalated to CFOHELD
  4. 14:15customer update · Northwind billingLOGGED
Same certified infrastructure

One platform. PCI Level 1.

Payments and AI share the same certified rails — the same encryption, tokenization and controls your processing already runs on.

encryption verifying…AES-256 · TLS 1.3
card data verifying…tokenized · never seen by AI
audit verifying…immutable · retained
certification PCI L1
Ask ECRYPT AI working Done

Apply for the
platform beta.

We’re onboarding a small group of ISV and platform partners. Tell us about your platform and we’ll be in touch about early access.

Apply For The Beta Talk To Our Team
  • Dedicated partner manager
  • PCI Level 1 platform
  • No copied API keys