Agentic Trust Infrastructure Online

Securing Every Agentic Transaction

ECRYPT gives AI agents the verified identity, permissions and controls required to act safely across the systems where business gets done — and signs every payment before it moves.

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PCI Level 1 Certified Real-time Decisions Signed & Auditable

The Technology Behind The Trust Layer

Four Systems. One Trusted Decision.

Purpose-built intelligence for every layer of agentic trust — each system answers one question, and their answers resolve into a single signed decision.

System 01 / 04 Auto-cycling

Agentic Fingerprinting · Continuous KYA

Verified once is not enough.

Continuously proves that the agent acting now is the agent that was originally trusted — runtime proof of what is executing, behavioral proof of how it acts.

In practice

A purchasing agent changes its model, tools or behavior after approval. Its live fingerprint drifts, triggering step-up verification before payment access continues.

Runtime Match Behavior Match Drift Detected Re-Verify
Approved fingerprint agent_7f3a…c9e2 approved 2025-05-01
Live runtime agent_7f3a…c9e2 seen 2025-05-23T14:07Z
Signal comparison
Identity id: 7f3a…c9e2 Match
Model gpt-4.1-mini Match
Tools tools: 12 Match
Behavior profile variance +37% Drift
Step-up verification Behavior drift detected. Re-verify before sensitive actions. Hold
Fingerprint ASTRA TIM Media Audit One signed decision sig 8f3c…a7b9
How It Works

Between the agent and the action.

ECRYPT sits between AI agents and the systems they act on — verifying identity, enforcing permissions and deciding in real time whether the action should go through.

01 · Origin IDLE ACTIVE DONE

People & Businesses

Set the intent, the budget and the rules.

— Acme Finance · CFO
“Pay approved invoices ≤ $5,000” Northwind · Ops lead
“Renew SaaS under $500/mo” Bright Retail · Support
“Refund orders < 30 days” Unknown operator
“No mandate on file”
02 · Actor IDLE ACTIVE DONE

AI Agents

Act on their behalf — buying, renewing, refunding, paying.

— procure-agent → pay $2,450.00 → ACME Supplies ops-agent → renew Figma · $720/mo support-agent → refund $189.00 · order #88213 unregistered-agent → pay $9,800.00 → offshore acct
03 · Gate STANDBY CHECKING CLEARED BLOCKED

ECRYPT Trust Layer

Verifies the agent, checks the authorization, enforces the policy and decides — before anything moves.

  • Identity PENDING ··· PASS FAIL — LOGGED
  • Intent PENDING ··· PASS FAIL — LOGGED
  • Policy PENDING ··· PASS FAIL — LOGGED
  • Risk PENDING ··· PASS FAIL — LOGGED
  • Audit PENDING ··· PASS FAIL — LOGGED
Decision AWAITING EVALUATING AUTHORIZED DENIED
04 · Execution IDLE EXECUTED HELD

Business Systems

Approved actions execute on the rails, databases and APIs the business already runs on.

— ACH transfer released · rail: Modern Treasury · 31 ms Blocked · over cap · routed to human approval · 19 ms Card refund issued · Stripe · 27 ms Denied · agent identity unverified · 8 ms

Nothing moves unless the trust layer clears it — and everything that moves is recorded.

The Seven-Layer Trust Stack

Seven checks.
One signed decision.

Every agentic action descends through seven layers of verification — identity to audit — and leaves as a single decision ECRYPT is willing to sign.

Layer 01 / 07 Verifying Agent Identity & KYA Know your agent: verify the agent, its operator, its permissions and its current trust status.
EILS · The Trust Score

Every Agent. Every Transaction. Scored.

ECRYPT's intelligence layer ranks and scores every agent and every transaction in real time — like a credit rating for the agentic economy.

Agent Trust Score 9F6 · Trusted
What the score measures

Verified Identity

01

Is this agent who it claims to be? Its cryptographic fingerprint is checked on every action, not just at onboarding.

Authority & Policy

02

Is it acting within the mandate its principal set? Spend limits, permitted counterparties and rules are enforced on every request.

Transaction Behavior

03

How has it acted across every prior transaction? Completed actions, anomalies and policy breaches all move the score.

Intent Verification

04

Does the action match what the agent was asked to do? Each request is checked against its stated task before it proceeds.

Identity, authority, behavior and intent — one score, honored across the agentic ecosystem and enriched with every transaction it touches.

Why ECRYPT Wins

The science behind
the Trust Layer.

Four proprietary systems, built by one of the most decorated AI-security research teams in the world. Here is the record.

Funded research
$18M+ DARPA & IARPA-funded research

Government-backed programs in adversarial AI, identity and deception detection.

01 / 04
What it built
TIM · Trust Intelligence Model Decisions, not responses.

An LLM reasons about information. TIM reasons about whether identity, authority, evidence and consequence justify real-world action — and returns an enforceable decision.

Authorize Verify Escalate Deny
The data moat

27M verified adults — 10% of the U.S. adult population, on a patented verification engine. It compounds with every transaction.

US 10,984,458 B1 US 11,488,220 B1
The Trust Challenge

Before an agent takes action.

A person can prove who they are, what they’re allowed to do, and what they did. An agent needs infrastructure to prove the same — six questions every business must answer before agents act.

Answering: Who’s acting? The agent, its operator and its live trust status.
Agent request procure-agent → pay $2,450.00 ACME Supplies · ACH
01 Who’s acting? The agent, its operator and its live trust status. KYA procure-agent · operator verified Pending Asking Proven Answered
02 On whose behalf? Provable authorization from a real person or business. Intent J. Alvarez · signed mandate #4471 Pending Asking Proven Answered
03 Within what limits? Scope, spend, time and permission boundaries — enforced. Policy cap $5,000 · approved vendor · exp 30d Pending Asking Proven Answered
04 Is it behaving? Live conduct matched against the agent that was verified. Fingerprint runtime match 99.7% · no drift Pending Asking Proven Answered
05 Should it happen? Risk, context and policy decided before anything moves. Risk score 0.04 · context nominal Pending Asking Proven Answered
06 Can you prove it later? A signed, auditable trail from instruction to outcome. Audit record 0x9f3a… · immutable Pending Asking Proven Answered
Signed decision Awaiting six answers —
In Practice

What agents do with ECRYPT.

Every action runs through the same sequence: verify the agent, check the authorization, enforce the policy, then execute — with a full audit trail.

Accounts payable A purchasing agent pays an approved invoice. Subscriptions An agent manages subscriptions within a company budget. Consumer commerce A commerce agent completes a purchase for a consumer. Customer operations An operational agent issues a refund within set limits. Machine-to-machine Services pay each other under enforceable policies.
Request pay $2,450.00 → ACME Supplies renew Figma · $720/mo buy running shoes · $129.00 refund $189.00 · order #88213 billing-svc → compute-svc · $0.42
  1. 01

    Verify agent

    — procure-agent · KYA verified ops-agent · KYA verified shop-agent · KYA verified support-agent · KYA verified Agent-to-agent KYA
  2. 02

    Check authorization

    — Mandate #4471 · CFO Budget owner · Ops lead Verified intent · J. Alvarez Refund policy · < 30 days Service contract · metered
  3. 03

    Enforce policy

    — Approved vendor · under $5k cap Renewal over $500 cap Merchant allowed · in budget Limit check · under $250 Metered cap · 12% used
  4. 04

    Execute

    — ACH released · 31 ms Held for approval Wallet charged · 24 ms Card refund · 27 ms Settled instantly · 9 ms
Outcome RECEIVED PROCESSING PAID VIA ACH HUMAN APPROVAL REQUESTED PAID VIA WALLET REFUND EXECUTED SETTLED INSTANTLY
step 1 of 4 step 2 of 4 step 3 of 4 step 4 of 4 settled T+1 escalated to Ops lead receipt issued customer notified ledger updated

Audit record written · every step signed

Securing every agentic action

AI agents are ready to act. ECRYPT makes every action safe to trust.

Identity, intent, policy, risk and audit — one trust layer between every agent and every system it touches.

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  • $4.5B+ processed
  • PCI Level 1
  • 27M verified adults
Trust layer
procure-agent
shop-agent
support-agent
billing-svc
ops-agent
held
new-agent new-agent · verifying new-agent · admitted
PerimeterLive
Admitted2 / 7
Held1 / 7
The Execution Layer

Trust decides. Payments execute.

ECRYPT is a live payments platform, not a concept. When the trust layer approves an action, the same infrastructure carries it out — for agents and humans alike.

Execution · live 4,218 settled
From trust layer · authorized procure-agent → ACME Supplies shop-agent → running-shoes-co consumer → coffee-kiosk billing-svc → compute-svc $2,450.00 $129.00 $6.40 $0.42
  1. Card payments Visa · Mastercard · Amex Ready Routed Carrying Settled
  2. ACH & bank same-day · standard Ready Routed Carrying Settled
  3. Digital wallets Apple Pay · Google Pay · stablecoin Ready Routed Carrying Settled
  4. In-person · Cloud EMV P2PE terminals · every location Ready Routed Carrying Settled
Awaiting decision Routing In flight Executed · recorded — → ACH & bank → Card payments → In-person · Cloud EMV → Digital wallets settles T+1 · ref 8F3A auth 4102 · card •• 4421 P2PE · terminal 0117 instant · ledger 9C21

Payment Processing

Accept payments in any sales environment — online, in-person or multi-channel — with fraud protection and revenue optimization built in.

Accept payments anywhere

Dynamic Checkout

Branded checkout and invoice pages that convert — simplify subscriptions, streamline invoicing and optimize your e-commerce flow.

Upgrade your checkout

Cloud EMV

In-person payments on the cloud — set up P2PE credit-card terminals in seconds and manage devices across every location.

Simplify in-person payments

Integrate Payments

Partner with ECRYPT to embed and monetize payments on your platform — we handle onboarding, PCI scope and support.

Partner with ECRYPT
Capabilities
  • Card payments
  • ACH
  • Digital wallets
  • Subscriptions
  • Hosted payments
  • Transaction management
  • Merchant operations
  • Multiple payment rails

AI agents are ready to act.
ECRYPT makes them safe to trust.

Build With ECRYPT