Superior Payment Processing

You know your business best, and ECRYPT knows payment services best — together, we can create a direct merchant processing solution that is tailored to you. Our wide variety of payment solutions can be customized to suit your business needs, whether you’re a brick-and-mortar retailer or solely focused on ecommerce — and we support you at every stage of the journey. 

Payment services

Built For Growth

Card Present​

Simple and fast credit card devices
for in-person payments

Card Not Present​

Accept payments online with
hosted checkout and embedded forms


Unify online and in-person
payment data in one place.

Customize your payment experience with a powerful API

Build and customize your own payment flows with ECRYPT’s easy-to-use API. Our documentation gives you the flexibility and compliance to create your ideal payment experience.

A robust feature stack to build your

Perfect Sales Experience

ACH Processing​

Accept direct bank transfers from
your customers.

Recurring Billing​

Manage subscriptions and installment plans with robust recurring billing logic.

Account Updater​

Automatically update customer
payment details on file.

Rate Optimization​

Pass level 2/3 transaction data to
discount B2B interchange rates.

Dedicated Support​

Your personal account manager provides on-demand assistance.


Skip processing costs by absorbing
them into customer fees.

Protecting you from fraud 24/7

PCI Level 1 Compliance

ECRYPT meets the highest tier of compliance to keep you safe. Secure tokenization and P2P encryption ensures sensitive payments details are never exposed.

Intelligent Fraud Prevention

Focus on growing your business with peace of mind. ECRYPT’s security engine pintpoints fraudulent activity and protects you from cycber attacks.

Secure payment products
for any application

Choose from a variety of integrated payment products like hosted checkout and Cloud EMV. Streamline your billing solutions with subscriptions, installments, and online invoicing — all from one platform

Flexible pricing that grows with your business

1) Interchange pricing

Why pay for something you’re not using? Our interchange-plus pricing model is dynamic, so your processing costs are scaled accordingly.

2) Revenue optimization

Work smarter, not harder. ECRYPT’s optimization tools like level 2/3 processing, account updater and intelligent SIC code configuration are designed to maximize profits for your merchant account.

3) Volume discounts

ECRYPT encourages and rewards your growth because we know the value of enterprise capability. We offer volume discounts and bundles for payment orchestration, multi-location functionality, corporate payments consultation, and more.

4) Own your devices

With ECRYPT, the power is in your hands. You own your credit card terminals outright, meaning lower overhead costs and no third-party confusion.

Get started with ECRYPT

Make the switch to ECRYPT today and reap the benefits tomorrow – you can sign up and start accepting payments in no time. Need some help? Connect with our team to discuss custom payment flows, migrations and pricing. 

Get a test account

Test our API and explore ECRYPT before going live.​

Explore our API

Test our API and explore ECRYPT before going live.